God's Plans For Your Finances
By Dwight Nichols

God has already given you the power to make money in order to provide for your family, achieve your goals, and reach out to the world with the hope of the Gospel. Discover the freedom that comes from financial planning and using scriptural principles for budgeting, saving, investing, and developing your true gifts and talents
TABLE OF CONTENTS

CONTENTS

Dedication 7

Acknowledgments 8

Foreword 9

Introduction: Repairing Broken Dreams 11

1. Your Economic Destiny 17


2. The Key to Success with God 33

3. Planning and Preparation 45

4. Dealing with the Bondage of Debt 57

5. Opening the Windows of Heaven 77

6. The Foundation of All God’s Blessings 91

7. Releasing Opportunity in Your Life 103

8. Changing Surplus into Abundance 113

9. Eliminating Waste 135

10. Saving Money on Insurance 155

11. Training Your Children to Manage Money 171

12. Faith for God’s Supernatural Increase 177

13. Twenty-One Steps to Building Wealth 193

The Commitment 205
ABOUT THE AUTHORS
Before being in a leadership position in the financial industry Dwight Nichols experienced poverty first-hand. Realizing that what one thinks affects one's life, he approches the subject by pointing out that a correct belief system will have direct favorable consequences when those beliefs are acted upon. He uses principles from the Bible to instruct on God's way of leading one from lack to abundance.

Chapter 12 is particularly encouraging in that it seeks to draw out of a person what God has already put within. One idea from God can turn a person's financial situation around. That idea must be acted upon if it is to have the desired results, however. In the next chapter he lists 21 steps of wealth-building. While the book concentrates on finances, it is not a book about greed. Material possessions are fleeting. This book teaches stewardship principles, i.e., that God is the owner of all resources, that we are being effective stewards in using resources to expand His kingdom in implementing wise principles. He spends a considerable amount of his discussion on helping the poor and giving to worthy causes.

Nichols' case becomes even more salient toward the end of the book when he points out how much money is wasted forever by excessive interest payments charged by credit card companies, money that an individual could use for worthwhile causes.

One weakness is in the chapter on insurance (Chapter 10). In talking about individuals with no dependents buying insurance, he rhetorically asks why. The answer is one of faith. Some people in that category are not looking at what IS, but what will BE...their future spouse and kids.

By  Dr. W. G. Covington, Jr. 
Dwight Nichols